Professional
Liability
in
Ravenna
and
Kent,
OH
Mistakes
Happen.
In
today’s
litigious
society,
lawsuits
against
businesses
are
common.
And
as
a
business
owner,
you
need
to
be
prepared
to
protect
the
integrity
of
your
company
if
an
incident
or
mistake
turns
into
a
claim.
At
BK
Insurance
&
Financial
Services,
Inc.,
we
understand
that
mistakes
happen.
That’s
why
we’re
committed
to
helping
you
create
a
Professional
Liability
policy
that
keeps
your
day-to-day
operations
protected
should
your
business
be
held
legally
liable.
What
Does
Professional
Liability
Cover?
While
it’s
important
for
your
business
to
have
general
liability
coverage
for
property
damage
and
bodily
injury,
BK
Insurance
&
Financial
Services,
Inc.
recommends
adding
Professional
Liability
Insurance
to
your
business
portfolio
because
it
insures
the
people
and/or
entities
of
your
business
from
negligent
claims
made
by
third
parties,
or
even
internal
sources.
From
failure
to
render
a
service
to
malpractice
suits,
Professional
Liability
can
provide
a
wide
variety
of
options,
such
as:
-
Errors
and
Omissions
Liability
(E
&
O)
–
E
&
O
covers
any
mistakes
made
by
employees
who
work
on
behalf
of
your
business,
if
your
business
charges
fees
for
your
services.
It
can
include
coverage
for
any
errors
such
as
failure
to
perform
or
violations
of
contract.
Depending
on
your
industry,
your
insurance
needs
will
vary.
-
Directors
and
Officers
Liability
(D
&
O)
-
Having
financial
protection
for
your
business’s
Directors
and
Officers
can
prevent
loss
in
the
event
that
they
are
held
liable
from
actions
related
to
their
corporate
positions.
This
can
include
anything
from
conflicts
of
interest
to
mismanagement
of
company
assets
and
violation
of
laws.
-
Fiduciary
Liability
-
Fiduciary
covers
claims
that
involve
the
violation
of
the
Employee
Retirement
Income
Security
Act,
or
ERISA.
If
a
manager,
for
example,
violates
the
financial
obligations
of
ERISA,
having
the
right
coverage
can
protect
your
company
if
held
liable
in
situations
from
imprudent
investments
to
failure
to
enroll
employees.
-
Employment
Practices
Liability
-
With
proper
insurance,
your
business
can
be
protected
if
a
worker
claims
that
his
or
her
rights
have
been
violated.
This
can
include
violations
from
sexual
harassment
and
discrimination
to
violations
of
the
Americans
with
Disabilities
Act
(ADA),
mismanagement
of
employee
benefit
plans,
and
wrongful
termination.
Contact
a
reprentative
with
BK
Insurance
&
Financial
Services,
Inc.
today
to
prevent
mistakes
and
errors
from
becoming
major
losses
for
your
business.